The Medical University of South Carolina

Changing my MUSC Health Benefits

Insurance Plans
- Health Plans
- Dental Plans
- Disability
- Life Insurance Plans
- COBRA
SC Retirement System
- Basic Plans
- Supplemental Plans
Other Benefits
Changing Benefits
F.A.Q.
Contacts

There are four ways you may be able to decide on changes affecting your benefits plans:

  1. As a new hire, not only can you select your benefits but you can also change your mind within 31 days of the date of hire.
    • Change Health Insurance Carrier
    • Add/Drop health or dental coverage for yourself or dependents
    • Add/Drop Optional and Dependent Life, Supplemental Long Term Disability, or Long Term Care Insurance
  2. During Open Enrollment: This period of time, usually four weeks in October, allows you to do the following changes that will be effective the on the first of the following January:
    • Change health insurance carriers
    • Add/drop health or dental coverage for yourself or dependents
    • Set up MoneyPlu$ Dependent Care and/or Medical Spending Accounts for the following year
  3. Year round. The following changes are allowed anytime during the year:
    • Change HMO Physician
    • Drop Dependent Life
    • Drop Supplemental Long Term Disability
    • Drop Long Term Care Insurance
    • The following changes are allowed anytime during the year with :
    • Add/Increase Dependent Life Insurance (medical evidence of good health required)
    • Add/Increase Supplement Long Term Disability (medical evidence of good health required)
    • Add/Increase Long Term Care (medical evidence of good health required)
    • Change beneficiaries
  4. Otherwise, changes are only permissible when you experience a life qualifying event. Changes need to be made within 31 days from date of event. Such qualifying events include:
    • Marriage
    • Separation/Divorce
    • Birth or Adoption
    • Death
    • Employment Change of Spouse
    • Dependency Change for Children

To submit your changes in benefits, you need to fill out the Notice of Election (NOE) form. Print it out and bring it to your Benefits Specialists, Room 101 Harborview Tower.

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Last Updated: 12/18/06
Copyright © 2005
19 Hagood Avenue Suite 105 - PO Box 250800, Charleston, SC 29425
Main Number (843)792-2071, FAX (843)792-9533