Frequently Asked Questions
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General Information-Click Here-
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using the Free-Application for Federal Student Aid- -(FAFSA)-
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-Glossary of Financial Aid Terms/
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Glossary of Terms Academic Year is the period of enrollment necessary to complete one grade level. Traditionally, an academic year runs from August to May. However, at the Medical University of South Carolina, students may be enrolled in one of several different academic years depending on when they start their course of study. In all cases, the word annual(ly) refers to the academic year. Aggregate Lifetime Loan Limits: The total amount of loan funds a student may borrow as an undergraduate and/or graduate student from a specific loan program (i.e., Federal Stafford, Federal Perkins, etc.). Annual(ly): See academic year. Annual Loan Limits: The maximum amount of loan funds that can be borrowed from a loan source during an academic year. Awards are usually in the form of an aid package combining funds from a variety of programs. Students are notified of their aid package in an Award Letter. Deferments are authorized periods of time during which students are not required to make loan payments. All deferments require the prior approval of the lender. Grace Periods are specified periods of time authorized by some loan programs preceding the repayment of the loan. During the Grace Period, no payments are required and no interest will accrue for which the student is liable on subsidized loans. Need is defined, for the purpose of computing financial aid, as the difference between the student’s cost of attendance and student’s resources for the academic year. Resources include an expected family contribution (determined by the need analysis application form) which a student’s family can reasonably be expected to pay toward the student’s education. Financial aid is also considered a resource.
Following the name of each aid program described in this publication, College Keys are given which indicate if program eligibility is restricted by college. If no College Key appears, program eligibility is not restricted by course of study. College
of Health Professions . . . . . (HP) The Medical University of South Carolina does not discriminate on the basis of race, color, creed, sex, age, national origin, handicap, veteran status, or marital status in the administration of admission policies, educational policies, financial aid, employment, or any other University activity.
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